Refinance Smarter.
Save More.
Whether you want a lower rate, shorter term, or cash from your equity — Turn Times has a refinance option built for your goals.
30yr Fixed Refi
6.124%
-0.012% today
15yr Fixed Refi
5.500%
+0.008% today
FHA Streamline
5.875%
-0.025% today
VA IRRRL
5.490%
-0.010% today
Choose Your Refinance Type
Every refinance is different. Find the option that fits your situation.
Lower Your Rate or Shorten Your Term
The most common refinance — replace your existing mortgage with a new one at a better rate, a shorter term, or both.
Key Benefits
- Reduce your monthly payment
- Pay off your home faster
- Switch from ARM to fixed rate
- Remove mortgage insurance (PMI/MIP)
Requirements
Not sure which to choose?
A Turn Times loan officer can review your situation and recommend the best refinance strategy for your goals.
Find a Loan OfficerSee How Much You Could Save
Adjust the numbers to estimate your potential savings.
Current Monthly Payment
$2,586/mo
New Monthly Payment
$2,126/mo
Monthly Savings
+$460
Annual Savings
+$5,521
Estimated Lifetime Savings
+$38,036
Estimates are illustrative and do not include closing costs or taxes.
How It Works
Refinancing with Turn Times is fast, transparent, and fully digital.
Apply Online
Complete our secure digital application in minutes. No hard credit pull to get started.
Get Your Rate
Receive a personalized rate quote with full fee transparency. Lock your rate when you're ready.
Submit Documents
Upload your documents securely through our portal. Our team reviews everything quickly.
Close & Save
Sign your closing documents — often electronically — and start saving on your next payment.
Refinancing FAQs
Common questions about the refinance process.
Ready to Start Saving?
Get a personalized refinance quote in minutes. No hard credit pull to get started.