First-time homebuyer options in California

Mortgage options through participating lenders

Turn Times (Just Homes Inc.) is a licensed mortgage broker, not a lender. We compare loan options from participating wholesale lenders for borrowers in California and Colorado. The lender you choose underwrites, approves, locks and funds the loan.

Turn Times may charge an origination fee. All fees are disclosed on your Loan Estimate. Typical targets are 21–30 days for a purchase and 30–45 days for a refinance; timing varies by lender, property, appraisal and underwriting.